10 Oct 2024

Who Can We Help: Prioritising the Important

How well organised are your personal finances?

And those of people you care about?

Many people know they ought to be strategic, and better-organised about their personal finances and future plans for these. Perhaps their investments could be more coherent or purposeful, or they’re too spread out to be kept track of properly?
Or someone may not be sure how much, in what way, or with what end goal they should invest? Or what they need to do to have control over their own journey to stepping down work commitments or retiring.

Likewise, knowing that you ought to have a safety net planned in case something goes wrong with your work or your health, isn’t always the same as doing something about it.

For many, the prospect of something unexpected happening to a parent or spouse and then trying to piece together where everything is and what it’s for, can be dreadful. This is before even considering how much the tax-man will get his hands on first, if things aren’t planned carefully.

Many of these nagging concerns are what Stephen R Covey, in his iconic book “The 7 Habits of Highly Effective People”, refers to as ‘Important but not Urgent’ tasks. He rightly noted that these tasks are often neglected.

Sometimes, what is needed is someone to help you get started, to grapple with knotty problems, and hold you accountable to do something about them.

The combination of strategic thinking, efficient execution, regular monitoring, and overall peace of mind that can result from sorting things out is often the biggest value-add from financial planning (not just investment returns, which after all go both down and up, nor tax or investment efficiencies, which change over time as each chancellor tinkers with the rules of the game).

Typically, our financial planning services become more powerful in their impact as a person, couple or family approach or exceed £200,000 in investable assets, however, we are able to work effectively and relatively cost-efficiently with those who have less, but are committed to building up their savings and investments.

Note: The content of this article is for information purposes only and does not constitute advice. It is not an offer to purchase or sell any particular asset and it does not contain all the information which an investor may require in order to make an investment decision. Please seek professional advice before entering into any financial arrangement.

Article updated Sep 2025